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EMI Calculator

Calculate Equated Monthly Installments (EMI) for home, car, or personal loans with interest vs principal breakdowns.

Calculation Parameters

Loan Amount ($)

Annual Interest Rate (%)

Loan Tenure

3 years

Monthly EMI

$1578.38/ month

Equated Monthly Installment for 36 months at 8.5% annual interest.

Total Interest$6821.57

Total Amount Payable$56821.57

Principal Amount$50000.00

Interest Ratio12.0%

Formula Applied:PMT = P × (r(1+r)^n) ÷ ((1+r)^n - 1) = $1578.38/month

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How to use the EMI Calculator

Input total loan amount.

Set annual interest rate % and duration in years or months.

Instantly see payable EMI, total interest, and total cost.

verifiedFlexible Tenure Toggle

Switch smoothly between tenure in years and tenure in months.

verifiedInstant Breakdown

Displays exact principal vs interest proportion.

EMI stands for Equated Monthly Installment: a fixed payment amount made by a borrower to a lender at a specified date each calendar month.

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